The Financial Health Report assesses your organization's financial condition across four dimensions: resource sufficiency, debt management, asset performance, and operating results. No single metric tells the full story — the value is in reading them together as a system.

1. Resource Sufficiency and Flexibility
Shows whether your organization has enough flexible resources to adapt and respond to change. The Primary Reserve Ratio is the lead indicator here — it tells you roughly how long you could operate using only your expendable reserves.

2. Debt Management
Examines your debt position from multiple angles. The Viability Ratio, Debt Service Coverage Ratio, and Facilities Burden Ratio work together to show both your current obligations and long-term debt sustainability.

3. Financial Asset Performance
Evaluates how effectively your resources are generating returns. The Return on Net Assets Ratio shows whether you're building financial strength over time; the Physical Asset Reinvestment Ratio reflects how well you're maintaining your facilities.

4. Operating Results
Reveals whether current operations support or strain your financial position. The Net Income Ratio and Net Operating Revenues Ratio are your day-to-day financial vital signs.

Individual metrics display their calculated value, a peer comparison range, and a trend indicator. The CFI is not benchmarked against peers — it is most meaningful when tracked as a trend within your own organization over time. For formula details and target ranges, see the Financial Health Metrics Reference Guide. For the full CFI calculation methodology, see Calculating Your Composite Financial Index (CFI).